The Next Revolution In Affordable Home Ownership & UK Property Investment!

  
 

Shared Equity UK scheme for Investors.

What are the benefits for property investors?

Benefits:

  • Existing empty properties can be turned into profit by converting them to Shared Equity UK.

  • You can purchase a property with a Home-Buyer ready to move in; no more voids and missing rent whilst waiting for tenants to move in.

  • Invest in a property, with a reduced deposit.

  • Home-buyers provide a more secure and longer term proposition than tenants who's average stay is 15 months, a Home-Buyer’s average is 7 Years.

  • Tenants may not look after your property, but a Home-Buyer will look after their home and increase its value.

  • With 50% equity share, you can treble the properties in your portfolio for the same exposure, giving you a far safer spread.

  • Ability to keep your properties in the home owner’s district (as oppose to the buy-to-let district) giving you less buy-to-let competition and greater ability to resell your property down the line.

  • You can help the First-Time Buyer get on the property ladder – A much more ethical investment.

  • It is the Home-Buyer's responsibility to look after your building and take on any routine repair and maintenance, not yours.

  • Owner Occupiers will pay all Buildings Insurances.

  • Professional Management Company in place to look after your interests and manage the relationship.

  • Interest rate rise proofed! Hikes upwards with future raising interest rates does not affect you, your mortgage payments are fully covered.

  • Gearing for investors, with 75% more return on investment than with buy-to-let.

For many more benefits Click Here

Using Shared Equity UK

The Shared Equity UK scheme is a very flexible scheme for Investors and can be used in several ways:

1) Purchase a property of your choice with a Home-Buyer.

You may already have a property in mind that you wish to purchase. Details can be sent to our Home Buyers wishing to purchase in that area and you could purchase together. Please Register with us now.

Related site links:

Become a Shared Equity UK Investor

Frequently Asked Questions

2) Purchase a Property of the Home-Buyer's choice.

As an alternative to investing in a typical buy-to-let city centre apartment, you can invest with a Home-Buyer and their chosen property. Not only will you be guaranteed an occupant straight away who will look after your new investment, but you will be helping that occupant get onto the property ladder!

One of the main advantages of this option is that you will more likely invest in a property that is in the Home-Buyer's search location, thus removing the majority of your buy-to-let competitors. Remember also Home-Buyer's provide a more secure and longer term proposition to investment than tenants who's average stay is 15 months, a Home-Buyer’s average is 7 Years.

3) Convert your existing portfolio using Shared Equity UK.

You may be able to convert your existing buy-to-let property to Shared Equity UK. Why not approach your existing tenant and ask if they would consider The Scheme before they give you notice. You can help them to buy a share of your property, instantly removing Landlord-Tenant legislation, removing any mortgage subsidies, turning your portfolio into profitable acquisitions and releasing equity for re-investment purposes.We can send your tenants an information pack about the scheme. Please Register with us now.

Buy-to-Let v's Shared Equity UK Comparisons Which Is The Better Investment Option?

  Option A:
Buy To Let		 Option B:
Shared Equity UK
Value of each property: £132,800 £132,800
Investor's share of each property by percentage:* 100% 50%
Investor's share of each property by value:  £132,800 £66,400
Deposit required per property - percentage: 15% 10%
Deposit amount required per property: £19,920 £6,640
Legal Fees & Closing Costs Etc.: £5,500 £4,810
Total investment per property: £25,420 £11,450
     
Rent/Return received per month: £595 £348.60
Less interest payments @ 6% per month: £564.40 £298.80
Gross profit per month: £30.60 £49.80
Less void period reserve - allow one months rent: £595.00 Nil
Less buildings insurance: £10.00 Nil
Less property maintenance fund suggested allowance: £10.00 Nil
Less letting agent fee 10% (including VAT):
 £69.91 ---
Less management fee 8% (including VAT): --- £32.77
     
Net income for first month: - £654.31 £17.03
Net income per subsequent month: - £59.31 £17.03
Net income first year: - £1,306.75 £204.38
Net income in each subsequent year: - £711.75 £204.38

*Share can be between 25 & 75% of Total

It is suggested that each investor should own property with a mix of shares from 25% - 75% and add another property when any share is reduced.

As you can see from the figures above, it makes more sense to spread your investment between multiple Shared Equity UK properties than into fewer buy-to-let properties. Not only is it more profitable, but also more secure.

(The above comparison is for indicative purposes only, and does not form part of an offer or contract or constitute financial advice).

There are a number of typical costs that Buy to Let investors have to pay that do not occur with Shared Equity UK.

These include: Buildings Insurance fees, Clean up after tenants costs, Maintenance costs, Advertising for tenants costs, and what about all the hassle?

Shared Equity UK is a stress free, hands off ethical investment which also provides a profitable investment.

Compare Shared Equity UK with a typical Buy to Let investment

Click Here

 

Site Map | Privacy | Terms & Conditions | Disclaimer
© Copyright Shared Equity UK Ltd 2009