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Investing.

Shared Equity UK for Investors:

The Next Logical Step In The Evolving Property Investment Market!

Ask yourself this!

If we could show you a way of investing in property with none of the usual pitfalls commonly associated with a typical buy-to-let property investment.

You'll never have to compete with other landlords for the same tenants, your rents always cover your outgoings and you never have to worry about increases in interest rates or rental voids ever again!

Wouldn't that be of interest to you?

Shared Equity UK is an ingenious scheme that will allow an investor to own a property jointly with a Key Worker or First-Time Buyer. An investor can use The Scheme to treble their portfolio OR acquire a property for only 25% - 75% of its purchase price with a reduced deposit required.

Shared Equity UK means that instead of paying the full price for a property, you only pay for your share. The rest is paid by the other owner who also pays you an income which more than covers your mortgage payment.

Therefore, unlike in the past with a buy-to-let investment, you will actually be helping Key Workers, First-Time Buyers and young professionals get onto the property ladder. One of the key advantages is that unlike an ordinary tenanted property, your property will house a Home-Buyer who will have a long-term vested interest in maintaining your property.

Shared Equity UK can also convert your existing empty properties back into profitable investments. By investing with a long term owner you can release part of your properties equity, re-invest in more property, reducing your risk and turn your voids back into long term profit.

 

Related Site Links:

Shared Equity UK scheme for Investors

Becoming an Investor

Shared Equity UK Investor costs

Frequently Asked Questions

Terminology

 

Buy-to-Let v's Shared Equity UK Comparisons
Which Is The Better Investment Option?

 

  Option A:
Buy To Let		 Option B:
Shared Equity UK
Value of each property: £132,800 £132,800
Investor's share of each property by percentage:* 100% 50%
Investor's share of each property by value:  £132,800 £66,400
Deposit required per property - percentage: 15% 10%
Deposit amount required per property: £19,920 £6,640
Legal Fees & Closing Costs Etc.: £5,500 £4,810
Total investment per property: £25,420 £11,450
     
Rent/Return received per month: £595 £348.60
Less interest payments @ 6% per month: £564.40 £298.80
Gross profit per month: £30.60 £49.80
Less void period reserve - allow one months rent: £595.00 Nil
Less buildings insurance: £10.00 Nil
Less property maintenance fund suggested allowance: £10.00 Nil
Less letting agent fee 10% (including VAT):
 £69.91 ---
Less management fee 8% (including VAT): --- £32.77
     
Net income for first month: - £654.31 £17.03
Net income per subsequent month: - £59.31 £17.03
Net income first year: - £1,306.75 £204.38
Net income in each subsequent year: - £711.75 £204.38

*Share can be between 25 & 75% of Total

It is suggested that each investor should own property with a mix of shares from 25% - 75% and add another property when any share is reduced.

As you can see from the figures above, it makes more sense to spread your investment between multiple Shared Equity UK properties than into fewer buy-to-let properties. Not only is it more profitable, but also more secure.

The above comparison is for indicative purposes only, and does not form part of an offer or contract or constitute financial advice.

 

 

 

 

 

 

 

 
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